Damage Waiver Program
A simple and affordable way to meet your lease requirements
Accidents happen. The Damage Waiver Program gives you a convenient option to satisfy your lease property damage requirement without purchasing a separate liability insurance policy. Enroll for a low monthly fee and stay protected with coverage designed for YA residents.
The Damage Waiver Program (the “Program”) is an alternative way to meet the requirement in your lease to purchasing a personal liability insurance policy. If you decide not to obtain and upload proof of liability insurance, you will be automatically enrolled in the Program, and your liability will be waived for certain types of accidental damage you may cause to the property up to the limit shown in your lease.
This Program is not insurance. It waives YA Realty's right to recover from you for certain types of accidental damage you may cause to the property up to the limit shown in your lease.
The Program provides a waiver of liability to you for up to one hundred thousand dollars per occurrence for certain types of accidental damage you may cause to the property. The waiver applies to accidental damage you cause due to:
- Fire or smoke
- Explosions
- Water
- Falling objects
NOTE: The program does not cover your personal belongings.
NOTE: The Program does not cover your personal belongings.
The Damage Waiver Program does not provide coverage for:
- Loss or damage to personal items
- Acts intended to result in damage
- Liability for damage or injury to anyone other than your landlord
- Any items excluded by the lease or program addendum
Residents remain financially responsible for any costs except those specified in the lease addendum describing the Program.
The monthly Program fee is added to your resident portal alongside your rent and satisfies your lease requirement. No separate insurance policy is required.
If you prefer to purchase your own renters liability insurance to satisfy your lease requirement, you may opt out of the Program by uploading proof of active coverage that meets the minimum requirements described in your lease according to the instructions in your lease addendum. You may find a copy of your current lease in your Resident Portal.
Opt out of the Damage Waiver Program here. You will be prompted to upload a copy of your policy.
Residents who do not upload a renters insurance policy meeting the minimum requirements will be enrolled in the Program automatically to ensure compliance.
The program is designed to make compliance simple and stress free.
- No insurance shopping or annual policy management
- Low predictable monthly fee
- Automatic compliance with your lease
- Waiver of your liability from the first dollar for certain accidental damage
Refer to your lease or ask one of our licensed leasing agents to decide if the Damage Waiver Program is right for you.
$300 off your security deposit!*
*offer valid for approved applicants with no conditions. Must move in by 2/23/24.
With extreme cold expected today and throughout the week, please call 309-823-0179 if you are in need of emergency maintenance.
For all non-emergency maintenance, please login to your resident portal and submit a maintenance request.
Young America wishes you the best of luck as you start your new journey at ISU!
Please call 309-454-2338, or email [email protected], if you are still in need of housing for the 2024-25 school year!
UNLESS YOUR LEASE STATES OTHERWISE, YOUR MOVE OUT DATE IS MAY 11, 2024 BY NOON.
Early Move In key pickup begins today at the Bone Student Center!
Keys will be available to pick up from 8:30 AM to 4:00 PM!
For Current YA Residents, keys can be picked up starting at 8:30 AM. For NEW YA Residents, keys can be picked up starting at 10:30 AM.
If you took an Early Move In, please be sure that you have submitted your Move In Inspection.
To submit your move in inspection, please click the button below!
June Move-In will occur on Tuesday, June 4th at our student office located at 311 S. Main Street, Normal, IL.
Please refer to your 24-25 lease to verfiy your move in date.
Festival YA is right around the corner! Don't miss your chance to get the NEW YA t-shirt and win some giveaways!
Wednesday, August 28th
216 W. Mulberry (Kensington Suites)
10am-3pm
Festival YA is this week! Don't miss your chance to win some amazing prizes AND get the new YA t-shirt!
Wednesday, August 28th
216 W. Mulberry (Kensington Suites)
10am-3pm
Two days left until Festival YA! The giveaways are coming...
Wednesday, August 28th
216 W. Mulberry (Kensington Suites)
10am-3pm
ONE DAY until Festival YA! The giveaways are coming... don't miss your chance to get the NEW YA t-shirt.
Wednesday, August 28th
216 W. Mulberry (Kensington Suites)
10am-3pm
Festival YA is today! The giveaways are HERE... we can't wait to see you!
TODAY
216 W. Mulberry (Kensington Suites)
10am-3pm
Didn't get a chance to stop by Festival YA?
Come by our office today from 11am-1pm to get some lunch on us and grab the new t-shirt!
MARK YOUR CALENDARS!
Pre-Leasing Dates to Remember for the 2026-27 Year.
Starting on Tuesday, September 2, YA residents have the exclusive opportunity to renew their lease and receive an incentive!*
*Terms and conditions apply. Student properties only.
Why pack and move when you can renew and relax!?!? Starting today, YA residents have the exclusive opportunity to renew their apartment for the 2026-27 school year! Renew by September 12 to get the max incentive!*
*Terms and conditions apply. Student properties only.
Why pack and move when you can renew and relax!?!? YA residents have the exclusive opportunity to renew their apartment for the 2026-27 school year! Renew by September 12 to get the max incentive!*
*Terms and conditions apply. Student properties only.
Why pack and move when you can renew and relax!?!? YA residents have the exclusive opportunity until September 16 to renew their apartment for the 2026-27 school year!
Keep the apartment you already love and avoid early move-out hassles.
*Terms and conditions apply. Student properties only.
Please carefully read through the 2025 Student Move-In booklet.
Our modern student apartments are typically designed for groups of three to four and offer private suites within shared, high-end spaces at a price that rivals most one-bedroom units. Whether you already have a roommate or are hoping to find one, our leasing team can help guide you through your options and make luxury living a reality.
Effective February 2, 2026, Young America Realty
has expanded into the Peoria market through a partnership with Acceleration Properties.
We've got one month of rent covered for you on select 2 - 4 bedroom apartments.
Limited-time offer.
Learn More