What's New? | Young America Realty
If you're a renter, you may not think you need insurance at all. (Your landlord already has insurance on the building, right?) But you may not realize that your landlord's policy doesn't cover any of your personal property and your rental lease agreement indicates that the landlord is not liable for any loss or damage to your personal property for any reason whatsoever. What would happen if:
- Your apartment building burned down and destroyed all your personal property
- A thief broke into your apartment unit and stole your electronics and jewelry
- A guest slipped and injured himself in your kitchen
- The apartment unit you're renting suffered water damage from the unit above you and damaged your clothes and electronics
Without renters insurance, you've got no coverage for personal property loss or damage. Renters insurance fills that gap and protects your personal property damaged or destroyed as the result of a water leak or because of weather events, burglaries, fires or other disasters.
Too often, people think they don't have enough property to make a renters insurance policy worthwhile. But take a minute to think about what you own, and what you've got to lose, including:
- Clothing
- Furniture
- A television or entertainment system
- A computer
- An iPod
- Musical or sporting equipment
- Jewelry
Renters insurance provides protection if your personal property is damaged, stolen, or destroyed. The average renter owns about $20,000 in personal property and is 25 percent more likely to be burglarized than someone who owns a home.
And the beauty is that renters coverage typically protects your belongings anywhere in the world - whether they're stolen from the trunk of your car or out of your backpack at a Paris hostel.
Below are the coverages typically included in a renters insurance policy:
Personal Liabilities
If you're sued because someone was hurt in your apartment or because you (or someone covered under your policy) accidentally injured someone, renters insurance can provide liability coverage for legal costs. The limits of personal liability coverage vary, so check to see what your limits are when you get a quote.
Medical Payments
Your renters policy can also help cover medical payments up to a certain limit if a guest or visitor is injured on your property - though it generally doesn't cover injuries to you or other household members.
Property Damage to Others
Rental insurance coverage for your apartment or house follows you wherever you go, so if you accidentally break or damage someone else's property, your policy can help pay to replace it.
Additional Living Expenses
If you can't stay at your place because a covered incident, renters insurance can help pay for a place to stay, among other things. Loss-of-use coverage, otherwise known as relocation expenses or additional living expenses, could help cover living costs up to a certain limit.
The average renters insurance premium is about $150. Please contact your insurance agent or go online to get a quote for renters insurance. It’s an affordable way to protect your personal belongings and protect yourself.
Our office will be closed Saturday, 31, 2022 through Monday, January 2, 2023.
Come join us on the Quad!
The Student Division office will be closed today for the Festival.
8 Ross Dr. (2 bedroom 1 bath $615)
&
6 Willedrob Rd. (2 bedroom 1 bath $599)
Please click here
For information related to COVID-19
Our student office will be re-opening to the public for
apartment showings starting June, 13 at 11AM.
Deal ends May 15th! Click Here
Super 2 Bedroom Units Are Ready To Lease!
Find out more
Only 10 days left! Renew your lease now through Sept. 24 to get up to $400!
YA offices will be closed today, December 23rd through December 26th. Please stay home and stay safe!
We will be closing our offices at 3:30 PM on Thursday, July 21st. We will reopen at 8:30 AM on Friday, July 22nd!
YA Student Department is fully Pre-Leased for the 2022-23 school year. Please contact us for sublease opportunities. Open Leasing for 2023-2024 school year will be October 5th, 2022.
Our student office will be closed Saturday, July 30th due to the parking lot being resurfaced. We will re-open Monday, August 1st at 8:30 AM.
Join us at Festival YA!
Tuesday, August 30th from 11am-3pm
216 W. Mulberry (Kensington Suites)
Giveaways include: Bears Tickets, Cubs Tickets, Harry Styles Tickets, and more!
Our student office will be closed to the public on Tuesday, August 30th for Festival YA!
Please contact our office by phone at 309-454-2338.
Come join us at 216 W. Mulberry! (Kensington Suites)
Today is the last day to exclusively renew your unit for the 2023-24 school year. After today, your unit could be signed for by others!
Come in today to renew your apartment, PLUS receive your choice of renewal incentive!*
*offer valid for student properties only
Contact us at 309-454-2338, or [email protected], for more information.
Through Tuesday, October 4th, current YA residents have the exclusive opportunity to transfer to another YA property for the 2023-24 school year!*
*offer valid for student properties only
Leasing is now open to the general public!
Contact us today to set up a tour!
309-454-2338 or [email protected]
Get $200 off your security deposit!* (Residential units only)
*offer valid for approved applicants who move in prior to 12/22/2022
Harvest View Apartment Community
2 Bedroom/2 Bathroom Units with internet included!
Call 309-454-2338 for more information,
or visit the community page at yarealty.com/residential/community/harvest-view
For those who have lease payments ENDING April 1st, 2023, view the link below for information on how to stop your autopayments prior to April 1st, 2023.
For those who have lease payments STARTING April 1st, 2023, view the document below on how to set up auto payments or make a one-time payment.
Contact our customer service team with questions at [email protected], or by phone at 309-454-2338 x 502!
Get $500 off of your security deposit if you move in by March 31st, 2023!*
Harvest View Apartment Community
*offer valid for approved applicants with no conditions.
*offer only applies to Harvest View Apartment Community (1780 Putnam Avenue).
Parking Spot sales begin on Wednesday, April 5th at 8:30 AM!
Spots will be sold on a first come, first serve basis. See the link above for more info!